Rates as of 5/6/2013     3.500%   30-year fixed /3.712%APR*     2.875%   15-year fixed/ 3.250% APR*     2.750%   5 year arm /3.604% APR*                       *APR based on $150,000 loan amount/75% LTV 740 FICO      Rates are subject to change/This is not an offer to lend     For more rates and terms please contact us and we will have one of our representatives assist you.   pimortgage@covad.net   Rates are at record lows &  Harp2  is helping us to   refinance many into them!  We deal with many lenders, each with their own guidelines  so let us see  if we can help you! We are a reputable mortgage firm based out of St. Charles, Illinois. When it comes to refi's and home purchases, we are definitely the ones to contact.  Do not hesitate any longer and get the proper assistance you so well deserve. All types of credit are accepted with evaluation. Call us today!                TESTIMONIALS "...A very special thank you to your entire office for all your hard work on my refinance....I have a fresh new start on my financial future.  I will highly recommend your group to my family, friends and my acquaintances..." Michelle G. from Glendale Heights read more